The Money Rules Podcast

Buying vs renting your first property: What’s best?

Franske Neiteler of PSG Wealth Pretoria-East discusses the pros and cons of each option, and whether it would be better to delay purchasing property to build up your investments instead.

6 Oct 2022 12 min

Estate planning for every life stage

Eric Jordaan of Crue Invest discusses the importance of an estate plan, the key elements that make it solid and how it needs to change as you age.Estate planning for every life stage

22 Sep 2022 10 min

Expats: Should you keep your retirement savings in SA or move them offshore?

Elke Brink of PSG Wealth looks at what you need to consider when weighing up the two options, the best way to move funds offshore and the tax implications of doing so, as well as how to access the income earned in SA abroad.

8 Sep 2022 16 min

Is investing in whisky casks as smooth as the tipple itself?

Michael Haldane of Global & Local The Investment Experts discusses investing in whisky casks vs rare whisky bottles, how to choose the right cask, how to ensure you don’t overpay, the returns you can expect and the risks to be aware of.

25 Aug 2022 14 min

Paying off your bond vs investing: What to consider

Elke Brink of PSG Wealth discusses the pros and cons of piling more money into your home loan, how the scenario changes when you have an access bond or rental property and investments to consider when choosing to go this route.

11 Aug 2022 12 min

Savings month: Here’s where to put your money to work

Chrisley Botha of PSG Wealth shares which savings tools are best suited for short-, medium- and long-term goals, as well as tips on how you can squeeze a little extra out of your budget.

28 Jul 2022 12 min

Tax season: Do you know how your investments will be taxed?

Craig Torr of Crue Invest discusses the taxes that apply to various investments, how you can strategically minimise your liabilities, and offers tips on the best way to put your return from SARS to work.

14 Jul 2022 8 min

Business succession planning: Why buy-and-sell cover could be a lifesaver

Devon Card of Crue Invest, discusses how this insurance works, what should be included in the agreements, the tax implications, and the benefits for shareholders and the co-owner’s dependants.

30 Jun 2022 11 min

Generational wealth: How to give your business a better chance at survival

Richus Nel of PSG Wealth discusses the importance of succession planning and key points to consider when preparing for the future.

16 Jun 2022 15 min

What’s the deal with NFTS?

Francois le Clus of Attooh! Financial Wellness, gives us the low-down on non-fungible tokens, how to access them, what role they can play in your investment portfolio as well as the risks investors should be aware of before investing in them.

2 Jun 2022 6 min

Parts of Divorce Act declared unconstitutional: Here’s what it means

Eric Jordaan of Crue Invest unpacks this landmark ruling, its possible impact on marital contracts and divorces going forward and offers advice on how a stay-at-home spouse can avoid finding themselves in tough spot after divorce.

19 May 2022 11 min

Should you invest a lumpsum all at once or gradually?

Elke Brink, CFP at PSG Wealth, discusses the merits of both strategies, and whether a combination of both will yield better returns.

5 May 2022 12 min

Trying to tighten your belt? Here are some extra loops

From groceries, insurance and debt to utilities and petrol, Tanya Joubert, CFP at PSG Wealth Pretoria-East, shares tips on how to save on your monthly expenses.

21 Apr 2022 15 min

The 411 on starting your investment property business

Richus Nel, CFP at PSG Wealth, answers two readers’ questions on their ambitious rental property plans.

31 Mar 2022 25 min

Rental property vs listed equities: Which will make you rich?

Richus Nel, CFP at PSG Wealth, talks all things buy-to-let and whether you would be better off creating wealth the traditional way.

17 Mar 2022 19 min

Financial infidelity: Why it happens, and how to recover

Craig Torr, CFP at Crue Invest, says communication is key to avoiding and recovering from financial cheating.

3 Mar 2022 6 min

Retirement planning: How to offset the effects of inflation

Gareth Collier, CFP at Crue Invest, discusses whether retirees and soon-to-be retirees should scale back their spending assumptions, when a bucket system to investing is worth considering, if offshore investing can help inflation-proof your portfolio and the impact of rising interest rates.

17 Feb 2022 12 min

Finance checklist: Don't finish 2021 without ticking these boxes

Devon Card, CFP at Crue Invest, shares a trick on how to review your financial performance for the year, gives five ways to best use your bonus, the tax, estate and insurance planning you should be undertaking, and how to prepare now to take the worry out of Januworry.

9 Dec 2021 9 min

How not to end up on ‘I Blew It’

Thulisile Nkomo, CFP at NFB Private Wealth Management, discusses how to maximise your financial windfall smartly, including how to handle debt, whether to upgrade your lifestyle, if leaving your job is a good idea, income-generating investments to consider, and how to create a financial legacy for your children.

25 Nov 2021 18 min

Should you give your children an early inheritance?

Marius Fenwick, CFP at WealthUp, discusses the financial considerations parents need to think about before giving their children an early inheritance, the best way to distribute their assets, the different taxes to take into account, and advises parents on how to think about sharing this inheritance among their children.

11 Nov 2021 14 min